60-second estimate
No provider statement needed to start.
Pay less on card payments.
Keep more of what you earn.
For small businesses that want clearer card fees without pressure. Get a 60-second estimate, then a free review to see what could improve over the next month.
No provider statement needed · No obligation · No pressure
No pressure
Use the calculator before speaking to anyone.
Clear comparison
See your current cost against available options.
Free review
Ask for help only if the numbers make sense.
Savings calculator
See what youcould save inless than minute
Enter your current payment costs and compare them against available options.
Not sure? Use an estimate or submit the form and we’ll help review it.
Current provider£130/mo
Current estimated cost
Shift4£49/mo
£81 saving per month
Lowest estimateEVO£54/mo
£76 saving per month
Advanced / breakdown
Fine-tune the estimate, then review how each option is calculated. Monthly transactions are also used by the optional current interchange fee above; Shift4 add-ons apply only to Shift4.
Adjust estimate inputs
Fine-tune the monthly transaction assumptions.
Monthly transactions300Current transaction fee£0.000.00p eachEVO card mix9:190% / 10% debit / credit
Calculation breakdown
Current, Shift4 and EVOCurrent provider
- Card takings
- £7,000.00
- Processing rate
- 1.5%
- Processing cost
- £105.00
- Monthly fees
- £25.00
- Transaction fee
- 300 × 0.00p = £0.00
- Current estimate
- £130.00
£7,000.00 × (1.5 ÷ 100) = £105.00. 300 × 0.00p = £0.00. £105.00 + £25.00 + £0.00 = £130.00.
Shift4
- Card takings
- £7,000.00
- Rate used
- 0.7%
- Processing cost
- £49.00
- Monthly rental
- £0.00
- POS add-on
- £0.00
- Maintenance/dashboard
- £0.00
- Shift4 estimate
- £49.00
£7,000.00 × (0.7 ÷ 100) = £49.00. £49.00 + £0.00 + £0.00 = £49.00.
EVO
- Debit weighting
- 90 ÷ 100 = 90%
- Credit weighting
- 10 ÷ 100 = 10%
- Blended rate
- 0.389%
- Processing cost
- £27.23
- Monthly rental
- £21.00
- Transaction fee
- 300 × £0.02 = £6.00
- EVO estimate
- £54.23
(90% × 0.36%) + (10% × 0.65%) = 0.389%. £7,000.00 × (0.389 ÷ 100) = £27.23. £27.23 + £21.00 + £6.00 = £54.23.
Calculator inputs are not stored or submitted by Yusho. Only details you choose to send in the review form are used.
How it works
From estimate to paperwork
Start with a quick savings check. If it looks useful, send your details and our office helps move the provider paperwork forward so you are not left chasing forms.
Get an estimate
Enter your card takings, rate and fees to see whether savings may be possible.
Request a review
If the numbers look useful, ask Yusho to check the details properly.
Fill the short form
Send the basics we need to understand your business and current setup.
We handle the admin
Our office coordinates the contract paperwork and provider process, with final terms reviewed before anything goes ahead.
Why check
Why it’s worth checking
Card fees add up
Even small rate differences can affect your monthly profit.
Switching can feel unclear
Compare the numbers before making a move.
No pressure to change
Use the calculator first. Speak to us only if it looks useful.
A clearer breakdown
See your current costs, estimated alternatives and possible savings in one place.
Payment options
Key numbers upfront
Open the details if you want the contract notes.
Shift4
- 1.25% under £7k/month
- 0.7% from £7k/month
- 18-month agreement
- 4-month trial-style period may be available
Compare in calculator
View details
- No monthly rental
- Same rate is used across card types unless stated otherwise
- Confirm exact contract terms before signup
- Do not treat the trial-style period as cancel-anytime unless confirmed in writing
POS add-on
- £39/month
- Setup included
- +£15/month maintenance + dashboard
Add to estimate
View details
- Useful for businesses that want a more complete payment and sales setup
- Can be included in the calculator estimate
- Final equipment and setup terms should be confirmed before signup
EVO
- 0.36% debit
- 0.65% credit
- £21/month rental
- 2p per transaction
- No 18-month contract
Compare in calculator
View details
- No £7k monthly reduction
- No 18-month contract
- Default estimate uses 90% debit / 10% credit and 300 monthly transactions
- Use advanced calculator options for transaction count and debit-credit mix
Rates and availability are subject to provider approval, transaction mix, VAT, equipment requirements and contract terms. EVO estimates use a 90/10 debit-credit split and 300 monthly transactions unless changed in advanced options. Teya and Shift4 machines can usually arrive in around 3-4 days, depending on approval and delivery.
Our promise
If the numbers do not make sense, we’ll tell you.
No fake savings. No pressure to switch. Just a clear look at your current payment costs and the options available.
- No inflated savings
- No pressure calls
- No obligation to switch
- Clear numbers before decisions
Free review
Get your savings breakdown
Send your details and we’ll review your estimate, check the numbers, and explain whether switching could make sense.
- A clearer look at your current payment costs
- A comparison against available options
- Help understanding the next step, if there is one
No pressure. No obligation. No fake savings.
FAQ
Questions before you switch?
What happens after I submit the form?
We review the details you submit, check the estimate, and contact you to explain whether there may be a better option. There is no obligation to switch.
Is the calculator a guaranteed quote?
No. The calculator gives an estimate based on the details you enter. Actual costs can depend on card type, transaction mix, equipment, VAT, provider approval, and contract terms.
Do I have to switch provider after using the calculator?
No. The calculator is there to help you understand whether savings may be possible. You can speak with us afterwards if you want help reviewing your options.
What if I do not know my current rate?
You can still submit the form. If you have a recent provider statement, we can help review it and explain what the charges mean.
How long does the machine take to arrive?
Teya and Shift4 machines can usually arrive in around 3-4 days, depending on approval and delivery.
What is the Shift4 contract?
The Shift4 agreement is for 18 months, with a 4-month trial-style period that may be available. The exact contract terms should be reviewed before signup.
How much does the POS system cost?
The POS system is £39/month and includes setup. Maintenance and dashboard access can be added for £15/month.
What are the EVO rates?
The EVO estimate uses 0.36% for debit cards, 0.65% for credit cards, a £21 monthly rental, and a 2p per-transaction line. EVO does not use an 18-month contract or the £7k monthly reduction; by default the calculator assumes 90% debit, 10% credit, and 300 monthly transactions, but advanced options let you adjust those inputs.
Ready to check your payment costs?
Use the calculator for a quick estimate, then request a free review if you want a clearer breakdown.